ATL is a Dubai technology lab developing blockchain and palm/vein payment technology, with privacy, post-quantum security, and POS integration built around the core stack.
ATL develops a small number of technologies deeply. Our work starts with owned IP in blockchain and palm/vein payments, then extends into the security and integration needed for deployment.
We work with banks, payment providers, public-sector teams, and technology partners on pilots, licensing, white-label deployments, and dedicated networks.
ATL's owned IP is concentrated in two connected areas: the network that settles a payment and the biometric layer that authorizes it.
A blockchain protocol for stablecoin and digital-payment settlement, designed around deterministic finality, transparent or private payment flows, and controlled deployment.
A biometric authorization layer for POS payment flows. The merchant terminal remains part of the experience while the palm or vein pattern becomes the primary way to approve a linked wallet or stablecoin payment.
The two core technologies are designed to work together while remaining useful as independent layers in a wider payment stack.
The user approves a payment with an enrolled palm or vein pattern.
The existing merchant terminal passes the authorization to the linked wallet or payment account.
HSM-backed PQC custody protects signing keys, while encrypted files can use Shamir-based key splitting for distributed control.
The payment settles with deterministic BFT finality in a transparent or privacy-preserving mode.
A practical path from a defined use case to a controlled deployment.
We start with the payment flow, operating environment, and integration requirements.
We connect the relevant ATL technology to real POS, wallet, custody, and settlement workflows.
Once the pilot is proven, we agree the right model: licensed software, white-label service, BaaS, or a dedicated network.
For NABD, palm/vein payments, security integration, or partnership discussions, contact the ATL team.
